1. Introduction

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Brandy J. Flanagan Consulting LLC ("Company," "we," "our," or "us") respects your privacy and is committed to protecting it through this Privacy Policy. This policy explains how we collect, use, disclose, and safeguard your information when you visit our website (www.brandyjflanagan.com) and use our services, including our courses and blogs. By accessing our website or using our services, you agree to the terms outlined in this Privacy Policy. If you do not agree, please refrain from using our website.

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2. Information We Collect

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We may collect the following types of information:

✅ Personal Information: Name, email address, phone number, billing details, and payment information when you register for our course, book consulting services, or sign up for emails. ✅ Technical Information: IP address, browser type, and device information through cookies and analytics tools. ✅ Usage Data: Pages visited, time spent on the website, and interaction with our content. ✅ Voluntary Information: Information provided through surveys, contact forms, or email correspondence.

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3. How We Use Your Information

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We use the information we collect for the following purposes:

✅ To process payments and enrollments for our services and programs. ✅ To improve our website, services, and marketing efforts. ✅ To send you relevant content, updates, and promotional offers (only if you opt in). ✅ To comply with legal and regulatory obligations. ✅ To enhance security and prevent fraud.

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4. How We Share Your Information

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We do not sell or rent your personal information. However, we may share your data in the following cases:

✅ Service Providers: With third-party platforms (e.g., payment processors, email marketing services) to facilitate transactions. ✅ Legal Requirements: If required by law, subpoena, or government investigation. ✅ Business Transfers: In the case of a merger, sale, or business acquisition.

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5. Cookies & Tracking Technologies

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We use cookies and analytics tools (such as Google Analytics) to track user behavior and improve website functionality. You can modify your browser settings to disable cookies, but this may affect your website experience.

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6. Data Security

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We take reasonable measures to protect your data from unauthorized access or disclosure. However, no method of transmission over the internet is 100% secure.

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7. Your Rights & Choices

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✅ Opt-Out of Marketing Emails: You can unsubscribe from promotional emails at any time by clicking “unsubscribe” at the bottom of emails. ✅ Access & Correction: You may request access to your personal data and correct any inaccuracies. ✅ Delete Your Data: You may request that we delete your personal information unless we are legally required to retain it.

To exercise these rights, contact us at brandy.j.flanagan@gmail.com.

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8. Third-Party Links

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Our website may contain links to third-party sites. We are not responsible for their privacy practices. Please review their policies before sharing your information.

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9. Updates to This Policy

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We may update this Privacy Policy periodically. Any changes will be posted on this page with an updated effective date.

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10. Contact Us

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If you have any questions about this Privacy Policy, contact us at: 📧 brandy.j.flanagan@gmail.com. 

Last Updated: 01/01/2025

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1. Introduction

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Welcome to Brandy J. Flanagan Consulting LLC ("Company," "we," "our," or "us"). These Terms of Service ("Terms") govern your use of our website (www.brandyjflanagan.com), online courses, consulting services, blogs, and any related content, products, or services (collectively, "Services"). By accessing or using our Services, you agree to these Terms. If you do not agree, please refrain from using our Services.

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2. Use of Services

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✅ Eligibility: You must be at least 18 years old to use our Services.
✅ Account Responsibility: If you create an account, you are responsible for maintaining the confidentiality of your login credentials.
✅ Prohibited Activities: You may not misuse our Services, including but not limited to copying content, unauthorized distribution, hacking, or using Services for unlawful purposes.

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3. Intellectual Property

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All content, including course materials, blogs, videos, worksheets, and consulting materials, is owned by Brandy J. Flanagan Consulting LLC and is protected by copyright and trademark laws. You may not reproduce, resell, distribute, or share this content without express written permission.

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4. Payments & Refund Policy

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✅ Course Fees & Consulting Fees: All fees for our Services are displayed on our website and must be paid in full before access is granted.
✅ Payment Methods: We accept payments via [Stripe, PayPal, Credit/Debit Cards].
✅ Refunds: Due to the digital nature of our courses and consulting services, all sales are final and non-refundable unless otherwise stated. If you experience an issue, please contact us at brandy.j.flangan@gmail.com.

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5. Course Enrollment & Access

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✅ Lifetime Access: You will have continued access to course materials unless otherwise stated. However, we reserve the right to update or discontinue courses at any time.
✅ Account Termination: We may terminate access if users violate these Terms, including unauthorized sharing of course content.
✅ No Guarantees: While we provide high-quality education and guidance, we do not guarantee specific financial results or business success.

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6. Consulting Services

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✅ Scope of Services: Any consulting services provided by Brandy J. Flanagan Consulting LLC are advisory in nature. The client is responsible for implementing recommendations.
✅ Liability Disclaimer: We are not responsible for business decisions made based on our consulting advice. Clients assume all risks associated with business activities.
✅ Confidentiality: Any information shared in consulting sessions will remain confidential unless legally required to be disclosed.

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7. Blog Content & User Responsibility

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✅ Informational Use: The content shared on our blogs is for informational purposes only and does not constitute professional business, financial, or legal advice.
✅ Accuracy Disclaimer: While we strive to provide up-to-date and accurate information, we do not guarantee the completeness, reliability, or accuracy of blog content.
✅ User Comments & Engagement: Users engaging with blog posts must follow respectful communication guidelines and may not post spam, offensive content, or promotional material.
✅ No Liability: We are not responsible for any actions taken based on blog content. Always consult a professional before making business or financial decisions.

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8. Limitation of Liability

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Brandy J. Flanagan Consulting LLC shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of our Services. You acknowledge that business success depends on multiple factors beyond our control.

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9. Privacy Policy & Data Protection

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Your use of our Services is also governed by our Privacy Policy, which details how we collect, store, and protect your data. By using our Services, you agree to our Privacy Policy.

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10. Changes to Terms

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We may update these Terms from time to time. Changes will be posted on this page, and continued use of our Services after updates constitutes acceptance of the revised Terms.

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11. Contact Information

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If you have questions or concerns about these Terms, contact us at:
📧 brandy.j.flanagan@gmail.com

Last Updated: 01/01/2025

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​​1. Introduction

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Brandy J. Flanagan Consulting LLC ("Company," "we," "our," or "us") provides educational and informational resources, including courses, consulting services, blogs, and other content. While we strive to provide valuable business insights and strategies, we do not guarantee specific financial outcomes from using our materials or services.

By using our website (www.brandyjflanagan.com) and enrolling in our programs, you acknowledge and agree to this Earnings Disclaimer.

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2. No Guaranteed Income or Results

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✅ Results Vary – The success of any business depends on numerous factors, including individual skill, dedication, market conditions, and financial resources.
✅ No Promises of Specific Earnings – While we provide strategies that have worked for others, we do not guarantee that you will achieve similar results or any level of revenue.
✅ Your Responsibility – Any business decisions and financial investments you make are solely your responsibility, and we are not liable for any success or failure.

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3. Testimonials & Case Studies

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✅ Illustrative Purposes Only – Any testimonials, case studies, or success stories shared on our website, social media, or marketing materials reflect the individual experiences of past clients. They do not guarantee future results.
✅ No Typical Results – The earnings and success stories highlighted represent exceptional outcomes and should not be considered typical.

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4. Industry Risks & Unpredictability

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✅ Entrepreneurship Involves Risk – All businesses, especially startups, involve inherent financial and operational risks. We do not guarantee that any strategy will work for your specific circumstances.
✅ Economic & Market Factors – External factors, such as changes in market demand, competition, and industry trends, can impact business performance beyond our control.

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5. No Professional Financial or Legal Advice

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✅ For Educational Purposes Only – Our content, courses, and consulting services are provided for informational and educational purposes. They are not a substitute for professional financial, legal, or tax advice.
✅ Consult with Professionals – We strongly encourage you to consult with a licensed financial advisor, accountant, or attorney before making significant business or financial decisions.

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6. Limitation of Liability

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Brandy J. Flanagan Consulting LLC shall not be held responsible for any financial losses, business disruptions, or negative outcomes resulting from the application of our strategies or content. You assume full responsibility for your actions and decisions.

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7. Updates to This Policy

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We may update this Earnings Disclaimer periodically. Any changes will be posted on this page with an updated effective date. Your continued use of our services signifies acceptance of any modifications.

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8. Contact Information

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If you have any questions regarding this Earnings Disclaimer, please contact us at:
📧 brandy.j.flanagan@gmail.com

Last Updated: 01/01/2025